THE PEOPLE BEHIND SOLE TRADER FINANCE
Different income.
Same ambitions.
Built by Australian business owners who wanted a better way. We understand your side of the story, because we’ve been there.
Built by business owners who wanted a better way.
When you work for yourself, your income doesn’t always fit neatly into a box. Business can be thriving while your paperwork is still catching up. We understand, because we’ve been there.
Sole Trader Finance was created by Australian business owners who believed the home loan conversation needed to change. Behind every tax return, bank statement and balance sheet is a person building something. Their story deserves to be understood.
Business owners. We get it.
We’ve spent years helping Australians navigate home lending, and as business owners ourselves, we understand your side of the story.
Income can fluctuate. Paperwork can fall behind. And what’s on a tax return doesn’t always reflect the business you’re building.
That understanding is a big part of our strong track record. We take the time to understand your circumstances, then connect you with a broker partner experienced in situations like yours.
One broker. In your corner.
We work with a select network of carefully screened broker partners with expertise across low doc and full doc home loans.
We match you with one broker partner who can explore your options and manage the lending process from your first conversation through to settlement.
One introduction. One point of contact. No stream of calls and emails from competing brokers. And you’ll have Sole Trader Finance by your side along the way.
Your success is how we succeed.
We only get paid when your loan successfully settles. There’s no fee for our introduction and no hidden charges from Sole Trader Finance.
Your broker will explain any lender or third-party costs before you decide to proceed, so you can understand the full picture.
We’ve helped thousands of Australians take their next step towards a home, a fresh start or greater financial freedom. Whether you’re self-employed or earning a regular salary, we’re here to help you start that conversation.
Your story deserves to be heard.
A first home. Your next move. A home loan that better suits where you are today.
Whatever your next chapter looks like, let’s explore how to get you there.
Sole Trader Finance is a referral service, not a lender. With your permission, we connect you with one broker partner. Loan approval is subject to lender assessment.
Good people. Real feedback.
Customer stories, shared on our original website.
★★★★★
“As a freelancer, I found it challenging to get funding from traditional lenders. Sole Trader Finance understood my unique circumstances and offered me a flexible solution that allowed me to grow my business. Highly recommend!”
Jenna R. · Freelance Designer
★★★★★
“I was impressed by how quickly Sole Trader Finance processed my application. They understood my situation and provided a tailored solution that fit my needs perfectly. I couldn’t be happier with the service!”
David K. · Small Business Owner
★★★★★
“The low doc option was a game-changer for me. I was able to access the capital I needed quickly, which helped me take advantage of a great business opportunity. I appreciate their efficiency and the brokerage teams support!”
Chris M. · Self-Employed Plumber
Individual experiences. Outcomes depend on your circumstances and lender assessment.